Friday, September 30, 2016

Unlocking the secrets to the white rose

As we well know, “a rose is a rose is a rose”. But certainly, even among roses there is a hierarchy, or at least an ordering. Each variety has its own beauty; each color has its own meaning. The two most prominent colors are undoubtedly red and white. Two colors so famous for their meaning, red conveys passion, while white conveys purity. The stories of the red and white rose have long converged and diverged, most famously in history, in the War of the Roses, a late medieval fight for the British crown. Here, we shall leave the passionate red rose to her own affairs, and turn our attention to the more subtle white rose as the focus of our article. The white rose, which has undoubtedly been linked to purity for many years now, has come to represent much more. Christian symbolism has turned it into a sign for the Virgin Mary. In history, especially recent history, the white rose has become a strong political symbol, standing for truth and fighting totalitarianism, starting with the anti-Nazi German student group called the White Rose. White rose petals also manage to smoothly fall into the pages of prose and poetry, leading to beautiful lyrics and strong symbolism. Thus, the white rose, through its different meanings given to it by different ages of humanity, has come to be a strong political emblem, as well as a beautiful image that has been and will continue to be used in literature. Innocence and purity are the main symbols which the white rose conveys. Likely it is due to this that the white rose is associated with the Mary. The white rose is also said to have blossomed without thorns in Paradise before the fall of Adam and Eve. This image reinforces the idea of the white rose as a return to innocence and purity. It has also come to mean loyalty and faith, which can be strongly linked to purity. In true love, faithfulness and loyalty are implicit, despite distance or time. For these symbols, white roses are a perfect gift to a beloved who is far away, as they will display not only your love, but also your fidelity. White roses are also the perfect gift to send to a platonic friend, for a similar reason: constant, faithful love, mixed with the symbolism of innocence, is a wonderful way to show your love for a dear friend. From the times of the War of the Roses, the white rose carries great significance in England, and the white rose is said to refer to death to those that betray their word. Again, the white rose is strongly tied to ideas of fidelity and trust – to such a degree that death is deserved by those who break their vows. Breaking vows is something that the political group The White Rose did not do. This group of students in Munich actively worked against the Nazi regime during World War II, upholding their ideals of freedom. The majority of this group of brave youth did receive death for remaining faithful to their beliefs. The potential reasons for choosing the name “The White Rose” include the relation of the white rose with another of its symbols: secrecy. Loyalty to their cause could have been another reason why they chose the name. Perhaps they chose the white rose, as white is free of any color, and thus, their ideas and work were not linked to any main political thought of the day. This young group of brave activists has given a special connotation to the white rose. It is the purity of youth, staying faithful to their ideals. This special rose has its place in world culture as well. From folk songs to children’s stories to rap, references to the flower can be found. A Russian folk song called “White Roses” describes with sadness how white roses add life to and decorate winter parties, only to be left to die after the party is over. This song implies that the white rose sacrifices itself for our enjoyment and short-lived merriment. Nana Mouskouri, in her famous song “The White Rose of Athens”, waits for the blossoming rose for her distant love to return. In this song, the white rose stands for its best known symbols: fidelity and love, waiting for her love to return when the white rose blooms again. In the all-time favorite children’s classic “Alice in Wonderland”, the Red Queen’s servants are frantically “painting the roses red”. When Alice asks why they are painting the white roses red, the servants explain that she will have their heads cut off unless the roses are all red. The Red Queen, known for her cruelty, can be equated to lost innocence, and thus the purity of the white rose does not at all suit such a Queen. The symbolism of the rose is not lost in contemporary culture either. Tupac Shakur, the famous rapper killed at too young an age, wrote an autobiographical poem about a rose. The poem is entitled “The Rose That Grew From Concrete”, which speaks of hope and the ability to overcome obstacles when least expected. Thus, the white rose has firmly established its place in prose and poetry, both of days gone and by and of our contemporary world. The white rose is a very strong flower. It is pure in its snow white, a favorite flower to accompany brides to the altar, and does represent purity and innocence. At the same time, as the uses throughout history have shown, the white rose is also a symbol of strong resistance and the will to stand for one’s beliefs at any cost. Giving a white rose as a gift is a very strong gift. It is not fleeting passion or romance, which is too often what the red rose conveys. The white rose is a strong and consistent love, which is pure, faithful and sacrificial. Not many flowers have such a powerful meaning to their name. And this meaning comes to the rose not only through folklore and stories, but through true histories of brave people fighting for their cause. The white rose is a beautiful flower, with beautiful symbolism, and a friend or lover should be proud to give this flower as a gift to those they love steadily and faithfully.


Using video to draw business on the web

It has been proven in the United States that there are more broadband internet users compared to dial-up. That being the case, media that requires high bandwidth is now more readily available to anyone who wants to download it. A medium that is still relatively new is using video presentations to market your products and services. While photos do provide a potential customer a view of the product or service at hand, video commands much more attention. It delivers a multimedia experience to the viewer that demands attention. Also, the power of a moving image with audio over plain text is indisputable. However, certain things are appropriate for video while others are not. A very good use of video on the internet would be to sell real estate. A picture may be worth a thousand words, but you can’t exactly walk through a house via photos alone. Video will allow the potential home buyer to tour the home before they visit to pique interest. A use of video that would not work would be something that would not help sell the product at all. For example, if you were selling paint, using video would not enhance a paint’s color or texture. A photo would be much more appropriate. If you are selling a product on the internet, explore ways to use video to show off your product or show people how to do things with your product. Encoding the video into Flash will make the video easily viewed by almost everybody online. It is important, though, that you pay attention to the quality of the production. While the video has a lot of power, it can work against you if the video looks amateur. In the very near future, internet and television will not have any separation. As of now, major providers of services are offering plans that physically deliver television through the internet. This is an untapped medium for advertising that is sure to be a big hit.


Successful distance learning strategies

So, what needs to be done to ensure that a distance learning course is a success, in a nutshell, treat it like a project. In this project, the project team is made up of you the student, the provider and their back up team and resources, the tutor that will work with you, and some important stakeholders. If you are the student, appoint yourself as the project manager. If you are an employer, appoint yourself as the client and behave like a major stakeholder in this project. It is important that you research potential providers. Look at the range of courses they offer. If it is massive, everything from dog handling to nuclear physics, then back away. If it is focused, with a core area of expertise, investigate that provider further, they are more likely to be serious and knowledgeable in that area of expertise. Check out the potential providers’ accreditations. In the UK and most developed countries, there are government appointed, or approved, accreditation bodies, sometimes known as validation bodies. If the provider is nationally accredited, in their field of expertise, by that county’s recognised accreditation bodies, that is a very positive sign. Once you have selected your provider and course, you need to prepare. This means thinking about what your planned course of study will mean to your lifestyle, your time, your social life, your domestic situation, your workload. With all these in mind, start preparing for your course of study by thinking. Think about the implications, think about what resources you will need. This includes computer equipment, almost certainly broadband access, and a physical study area. Although most of these can be found outside the home, most distance learning students do study at home. Think about what changes you will have to make, some small, some major, to successfully complete the course. This can include changes to your lifestyle, your social life, your domestic life, your work patterns, your hobbies and interests, there may, not always but often, need to be changes in some or all of these areas. Think about all the people who will be affected by your decision to take up a course of studies, see Stakeholders, below. Stakeholders, these, as in project management terms, are any people who have a legitimate interest in the project. In the case of a student taking a distance learning course, this means, partner, family, social friends, work colleagues, managers, employer, all have an interest in your decision and your study project, this means they are stakeholders in your project. Treat them in the same way that professional project managers treat their stakeholders. Think about their needs, think about their concerns, keep them informed appropriately, of your progress, treat them as partners in your project. Planning: plan how, and when, and what with, you will study. Draw up a timetable, if this is not already laid down by the demands of the course of its assignment or examination deadlines. Break it down into manageable periods. The course requirements, units, modules, assignments, examinations, will usually give you this structure. Plan when you will study, where you will study, how you will study. Plan time for reading, going on the internet, visiting the library, writing up assignments, traveling to sit examinations, all these need careful planning. Your course Tutor will often be able to help with this. She/he will have experience of assisting new students in planning their studies. Monitoring: monitor your progress on a regular, usually weekly, no less than monthly, basis. Use your tutor, she/he will be happy to give you deadlines, objectives, advice and guidance, that will help you manage the course and stay on target. Respond to changing circumstances. One of the most attractive features of studying by distance learning is that it is a flexible, adaptable, method of studying. All human beings, run into personal problems, illnesses, difficulties at work, family crises, become temporarily disenchanted, temporarily lose interest in the course. The bonus is that as a distance learning student, on most courses, you can manage these difficulties by slowing down, stopping, starting up again, speeding up, as often as it takes, because you are on a distance learning course. At the end of a project, professional project managers make sure that they carry out a close down routine. Make sure that you have successfully completed all the assignments, passed all the examinations, if any, and studied the course materials fully. Inform all the stakeholders that you have successfully completed the course, and achieved the qualification. Receive confirmation of completion, a certificate of achievement, a letter confirming your examination successes, for example. Thank all the people who have helped you succeed!.


Are parasites killing your pets

Of course we all want to take care of our beloved pets but is it possible that parasites are endangering their lives? Although dogs and cats are generally considered to be rather disease free, they are both susceptible to parasites such as hook worms. Otherwise known as Dipylidium Caninum, the “hook worm” is a particularly nasty parasite that can and will shorten the life of your pet unless properly treated. Parasites like the hook worm actually have teeth that they use to attach to the small intestine of your dog or cat (actually, these parasites are also a danger to humans too!). Now these are rather simple parasites with three basic body parts: the head, neck, and tail. Every hook worm has only one head and neck, but they may have several tail segments. The tail segment is very important to parasites like the hook worm because this is how they breed. Every tail section has the reproductive organs for the hook worm. Sections of tail break off all the time and are passed with other solid waste (in the animal’s feces). Fleas, who lay their eggs in feces, eat the tail segments and are thus infected with hook worm. The parasites are passed on to the animal when the flea bites it. It is also possible for animals to become infested with these parasites by eating the fleas themselves. Therefore, the best prevention for hook worms is to rid your home and yard of fleas. Then, make sure the animal is free of the parasites by taking it to your veterinarian. If infected, the animal will be orally given a mild poison that will cleanse its system of the hook worms. Hook worms may not seem like very dangerous parasites but their effect upon animals is cumulative. After prolonged periods of infestation, animals will appear emaciated as they will have been deprived of essential vitamins, minerals, and nutrients by the parasites clinging to their intestinal walls. In time, the immune system will weaken and the animal will become prone to disease. If left untreated, hook worms are indeed parasites that can and will kill your pets. It is usually possible to determine if your animal has hook worms by inspecting its stool for the parasites. Plus, if the stool is often too wet or runny, it is likely your pet has hook worms. Pets suspected of having the parasites need to be taken to the vet immediately as the risk of spreading hook worms to humans is very real. After the animal has been rid of the worms, be sure to destroy any flea populations in the area or the risk of re-infection is very high.


23 Online dating safety for women

Online Dating Safety for Women Online dating can be a fun and certainly a rewarding experience for women of all ages. Maintaining your safety while doing it is simply a combination of using common sense and exercising good judgment. Online safety rules are the same as real world safety rules. You wouldn’t give your name, address and phone number to a strange man that you met in a bar or on the street so you should never do that online either. Play it safe. Get to know this man who could turn out to be Prince Charming before you give out any information that could make it possible for him or others to trace you. Don’t tell a stranger exactly where you work. Say that you are a legal secretary (if that’s what you are) for a mid-sized law firm….not that you work for Brown, Smith and Jones Attorneys-at-law. It is safe to tell him what city you live in but you should wait to be any more specific than that until you have been chatting and exchanging emails for awhile. Use only the tools provided by the dating service you belong to. Most offer chat and private email on their site. Do not give out your isp email address. If you must give out an email address make it a free one such as Hotmail or Yahoo. Your isp address is traceable for anyone who wants to go to the trouble. When the time comes for you to have your first face-to-face, make that first meeting in a public place and during day light hours. Take a friend with you or arrange for one to call you on your cell soon after the arranged meeting. Remember…you ARE in control so do not let anyone pressure you into revealing more personal information than you are comfortable with revealing. [Insert Your Resource Box Here] (Words: 308)


You might find the girl next door live on web cam waiting for you

Today most of the people enjoy the opportunity to have some fun with the hot and adult woman with web cams on the Internet. Various known chat rooms are available now to fulfill our most wanted desires. There are mature sexy woman who are usually ready to chat with anyone at any topic hours after hours with no hesitance and tiredness. The hot woman with web cams generally starts with hot discussions and then shows off their physical beauties through web cams live as one visitor ask them while chatting. These cam sexy women’s hides nothing and are quite frank. They are always there to do anything to satisfy the needs and desires of their visitors in the chat rooms. Actually precisely speaking these adult webcam girls on adult chat rooms is only to provide pleasure to us as much as possible. The hot women with adult webcams are always anxious and ready to fulfill our fantasies any time at the cost of something which often they asks to the visitors. These adult sexy women share everything with us, and talk about the innermost feelings and thoughts. They usually try to understand our feelings for them and they reacts accordingly enabling us to hear and also see them through the web cam. Actually they do not mind at all and usually they are quite free and not at all shaky to chat with them at any topic in any manner. They also give reply to the visitors taking in mind to satisfy them most. The sexy woman’s in live adult webcams brings excitement and curiosity among the visitors to know everything about them including their physical structures. As time goes on chatting with anyone, the adult sexy woman’s gets ready to make some naughty actions. These sexy babes on web cam usually reveal on everything to the thousands or even more whoever comes to the adult chat rooms. After chatting for a few hours with a cam girl, a special bondage usually forms within the visitors. The sexy women reveal almost everything to entertain and provide pleasure continuously by any means. If our partner too wants to join and experience the exciting moments with the cam girls, they are also permitted to this. Actually one feels much better along with a partner in enjoying the hottest chats with the hot and sexy cam girls all together. The adult webcam girls are the only one who can provide the correct inspiration for the couples to try out new procedures of having sex. The sexy girls on web cam usually boost our curiosity towards sex in the correct procedures. There are so many hot and sexy adult webcam girls available through out the web. One has the right to choose in accordance to their personal choice knowing their look and physical structures by going through their profile before hand of chatting. It takes only a single click of a mouse to share our feelings to them. The hot cam girls being experienced, they would help to us to become crazy that one would remember for a long time.


Public transportation in germany

Once you arrive in Germany, if you are American, you will notice that the German public transportation system is much more efficient and cost effective than that of America. There are many more options and for the most part, you can get anywhere any time. Keep in mind that you can purchase a train ticket from your current location to your destination and this ticket is valid for the train, bus and street car. ie. Take a train from Darmstadt to Hanau then use the same ticket for a bus from Hanau to Frankfurt. Taxi Cab: Taxi cabs can be found around any airport or public location. If you walk up to a taxi parking area and there is a row of taxi cabs go to the front vehicle first. The price varies but can be expensive at times. The weekend taxi fees are generally more expensive than the fees on a weekday. If you can avoid using a taxi cab I would recommend it. If you are relatively pleased with the service provided by the cab driver a one or two EUR tip would be sufficient. Street Cars (Trolley): Street cars were the first mode of public transportation in Germany. Street cars make frequent stops and have a map layout of each stop. Check the route and be sure the stop you want is close enough to your destination, if not you may want to take the U/S Bahn, a bus or a taxi. Street cars are relatively fast, about the same speed as a normal car in the city. Train: The European rail system is set up to be a very cost effective and efficient means for international European travel. With a vast number of inner-city trains running constantly during the day, the German train system is just as effective. When entering a train station (Bahnhof) you will need to purchase a ticket from the machine. You can only buy a train ticket with EUR but you can use any denomination below 20 including coins or bills. Simply select your destination from the list shown, enter the destination number and push the ‘Einzelfahrt’ button. Your change will fall along with your ticket to the tray. If you are planning to travel by train from Frankfurt to Paris, for example, you may choose to use the ICE train. This train is designed to get you from point A to point B much faster than a normal train. ICE trains are a little more expensive but may be the smart way to travel if you are planning inter-country travel in Europe. U/S-Bahn: The U or S Bahn would be the equivalent to the subway in the States. The U-Bahn covers city areas where as the S-Bahn covers city areas and up to 60 kilometers outside the city. Normally you will only find U/S Bahns in bigger cities. The U/S Bahn normally makes more stops than trolleys making them the smarter choice for inner city travel. You can also purchase an all day ticket which is good for trolleys, buses and the U/S-Bahn by pressing the Tageskarte button instead of the Einzelfahrt button. It is possible to board the train or trolley without purchasing a ticket but you will be fined 60 EUR minimum and these checks do occur regularly. You can purchase train tickets online from the official homepage of Deutsche Bahn at reiseauskunft. bahn. de/bin/query. exe/en


Milton keynes tourist information and travel guide

Milton Keynes is one of the best places to live, work or visit in England. The planners dream comes true in this new city! It’s young, clean vibrant, safe and affluent, with a range of great attractions in and around it. Milton Keynes is the culmination and perhaps the perfection of the “Garden City” devolopments in Britain that followed the Second World War. The foundation was laid in 1967 when Milton Keynes was officially designated a new town. Milton Keynes capitalised on the earlier lessons of towns like Welwyn Garden City and Stevenage and has successfully blended modern life and commerce to make it one of the best places to live and work in Britain. The twentieth century is so often heralded as the planners dream gone wrong. Whereas those that know Milton Keynes, feel its very much a case of the planner dream came true! Part of the reason for this is the significant architectural and planning talent assembled for the job in the early 70’s. Milton Keynes is no laughing matter! Milton Keynes gained prominance in the nations psyche through the gags of 70’s comedians like Jasper Carrott, that made fun of the roundabouts and the infamous concrete cows. Later we found out that few of the comedians had even been to MK, but most people were left with a false impression of the city that has taken 25 years to shake off. Great location Milton Keynes enjoys a great location for commerce and for the traveler looking for a base. Going north it’s 45 miles from London on the way to Birmingham. Looking east to west it’s midway between Cambridge and Oxford. Easy access It’s the perfect base to explore the country with most major cities within 2 hours. It has direct rail connections to London (35mins), Manchester, Liverpool, Birmingham, Chester, Stoke on Trent, Coventry, the Lake District, North Wales, Glasgow and Scotland. If you need to fly London Luton International airport is about 15 miles to the south and regional airports at Coventry, Donnington and Birmingham also offer international and national flights.


Thursday, September 29, 2016

Discovering the world of babies

How dull this world would be had we no babies to tend! Imagine the monotony of sounds without their contagious giggles, pitiful cries, and puzzling babbles. Oh how awful it would be without their incredible innocence or their charming naughtiness, what with their ways that can open a whole new world of perspective for us adults. But whether for you babies are powerful tiny persons or cherubs sent from above, there is a wealth of things to know about these little humans (just when you thought you knew them all!). Do you know that daily naps are vital not only to aid their physical growth? Daily naps are recommended, for without them babies will become hyperactive or fussier as the day wears on. Babies are indeed energetic but they do need breaks, you know. So send them to snooze, regularly! Oh, you know that already? How about the reason why toys come in attractive colors? Why playpens have soft, dangling items on them that infants can’t help but stare at for long? What’s going on as they see these bright colors and hear these chimes? Speaking of toys, what does the Lion Mark symbol that you see attached to some toys signify? How are these different from the ones without the mark? There are toys that are specified for 0 to 6 months babies only and toys for 6 to 12 months, but would you know which is for which if there weren’t any age advice stamped on them? Why bother to care when they grow to reach that age sooner than you’d realize, anyway? Do you know how to make bath time fun for them, instead of torture? What bathing strategies should you employ for the newborn? How about for a toddler who can easily jump out of the tub and splash water all over (reminds you of Calvin and his Hobbes, right?). What should you feed these babies? What should you have them wear? These topics seem basic but would you not like to know the recent findings about nutrition? The recent trends and developments in baby clothing to give them ultimate comfort and protection? In traveling, when is it safe to have a baby on the front passenger seat? Is it okay to use an infant carrier as a car seat? What tests should you do to make certain a baby will be secure in the car, whether on front or on the rear seat? How can you avoid baby bottle tooth decay? Why do babies pull their ears – could it be related to teething or to ear infection? What is an exersaucer? When and how should you toilet-train them? What novelty gift ideas are available so you can have something truly helpful for your mom-to-be friend? If you do not know the answers to these questions, or know only a little, or would want to know more apart from the above topics, it’s time to discover these babies’ info! Parents, parents-to-be, nannies, those whose careers are related to babies and practically anyone can benefit from the knowledge about babies. For the love of them, for the love from them… discover babies now!


The climate in cyprus throughout the seasons

If you have been looking at visiting or moving to Cyprus then one of the main things that you will want to know about is the climate in Cyprus throughout the seasons. When you are going on holiday you usually try to pick out the best time of year to go so that you will benefit the most from the holiday. However if you are moving there you will need to know all about the different seasons and what to expect. So whether you are moving to Cyprus or whether you would just like to know more about the different seasons, here you will find all the information that you need to know. The Different Seasons - What to Expect The great thing about Cyprus is that the climate does not seem to change throughout the seasons. It is one of the only places in the world which has a near perfect climate practically every day of the week. Summer is the month which boasts clear skies, the hottest temperatures and cool sea breezes. It runs from May through to October and it is the best time of the year in Cyprus to take part in water sports and sunbathing. If you want to go sightseeing then it is better to do it either early in the morning or later on in the afternoon as that way you will avoid the really hot times of the day. If heat is not a strong point of yours then you should venture to Troodos where the mountains will provide you with a much cooler setting. The Autumn is only just slightly cooler and you will get to experience the change in colour in the vineyards and the trees around the island. There is an annual festival held in the Autumn too which is definitely worth visiting as you will get to sample international music as well as dramatic performances. Cyprus weather in October and even right to the end of November it could still feel like summer and it is still possible to go swimming if you want to. When winter comes it brings with it a chance of rain. However the sun usually still shines most of the time for six hours a day. Usually many Mediterranean destinations tend to close their doors to tourists but with Cyprus it doesn’t. The many Cyprus museums and heritage sites are important for the island and so they stay open for tourists to enjoy. It is all about culture in the winter and Agia Napa offers its visitors cultural tours of Cyprus. If you enjoy skiing then you can always visit Troodos where the snowy mountains provide you with a good backdrop for a fantastic skiing experience. The winter runs through until early February. Finally spring is the time to truly take in the wonders that Cyprus has to offer. The countryside is at its best and the wildflowers make the ancient ruins on the island look amazing. It is possibly one of the best times to visit Cyprus and its temperatures are slightly cooler than summer, making it pleasant to walk around. Overall the climate in Cyprus great, and it’s also a great island to be on no matter what time of the year it is. If you are planning on living there then you are bound to love the way of life that you will be welcomed with.


Cisco certification the secret key to getting your ccna and ccnp

Whether you're working on your CCNA or CCNP, Cisco certification exams are the most demanding computer certification exams in the IT field. Cisco exams are not a test of memorization, they're a test of your analytical skills. You'll need to look at configurations and console output and analyze them to identify problems and answer detailed questions. To pass these demanding exams, you've got to truly understand how Cisco routers and switches operate - and the key to doing so is right in front of you. The debug command. Of course, there is no single "debug" command. Using IOS Help, you can quickly see that there are hundreds of these debugs, and I want to mention immediately that you should never practice these commands on a production router. This is one major reason you need to get some hands-on experience with Cisco products in a home lab or rack rental. No software program or "simulator" is going to give you the debug practice you need. Now, why am I so insistent that you use debugs? Because that's how you actually see what's going on. It's not enough to type a frame relay LMI command, you have to be able to see the LMIs being exchanged with "debug frame lmi". You don't want to just type a few network numbers in after enabling RIP, you want to see the routes being advertised along with their metrics with "debug ip rip". The list goes on and on. By using debugs as part of your CCNA and CCNP studies, you're going beyond just memorizing commands and thinking you understand everything that's happening when you enter a command or two. You move to a higher level of understanding how routers, switches, and protocols work -- and that is the true goal of earning your CCNA and CCNP.


Hey contractors here s how determine what the market is willing pay for your services

If you read my report The 10 Biggest Mistakes Contractors Make, you should remember that Mistake #9 was pricing your work too cheap. Today, I’m going to show you how to systematically determine the price your prospect is willing to pay based on the service you are offering, the characteristics of the project, and the type of client you are pitching to. Most contractors are CONVINCED they know what their market is willing to pay. Yet, when I get the opportunity to analyze their data collection systems, I discover there is a glaring hole in their information. There is no possible way they could really know the best price to offer a prospect. I see the same problem when looking into contractors’ job costing systems. Most simply do not collect enough data to know how their costs vary by project type and size (Mistake #6). Raising Prices is the Fastest Way to Juice Your Bottom Line The two main reasons contractors offer low prices are: 1. They are afraid they will lose the job. 2. They don’t have hard data to guide their pricing decisions. Fixing the second problem usually eliminates the first. Hard data on past performance combined with ongoing monitoring gives you the confidence to offer higher prices. So let’s get your data collection started. Your goal is to track your market’s willingness to pay for your services. The more detail you track, the more refined and exacting your price guidelines will be. The more detail you track, the more money you will make. Start by copying each proposal and writing down the estimated cost, physical job size, type of services being offered, type of client, client status, and lead source. For client type, note whether you are pitching to a residential, commercial, building owner / operator, property manager, retail space, office building, general contractor, subcontractor, industrial, institutional, or other. For client status, note whether you are pitching to a new customer, existing customer, or referral. Note the lead source. For project size, find an indicator that makes sense for your trade. Areas (e. g. square feet) or volumes (e. g. cubic yards) are the most common. Set up a spreadsheet to capture your data (I have one if need it). Create a column for each data item. Put in columns for the proposal number and name of the project or client. Include a column for proposal status (won, loss, open, budget). Include a column for proposal date. Enter each proposal on a single line in the spreadsheet. Often the best way to get the data into the spreadsheet is to hand the stack of proposals to someone and have them enter the data all at once. Weekly data entry is pretty typical. After you have captured a large set of data you can analyze it and see where your prices need to be. If you crank out a lot of proposals, you may collect enough data in three or four months. If you only create a few hundred proposals a year, it could take more than a year to collect enough data for your conclusions to be valid. Now for the fun part - analyzing your pricing success. When looking for the price guidance, sort and filter your data by work type, client type, job size. Look for visual indication that you’ve found a legitimate and logical trend. Focus on win rates. Do you win 1 out of 5, 1 out of 2, or 1 out of 3? You want to know what mark-up produced the right amount of success. You are looking for success between 25% and 40% depending on job size. The smaller the job, the higher the success rate. The larger the job, the lower the success rate. Competition intensifies with larger jobs. Everybody wants them. Assume that the higher the price of the job, the less mark-up you’re going to get. Almost all buyers become more price sensitive as the total price goes up. Look for validation of that in your data. Price Sensitivity Varies Greatly With the Type of Client You Are Pitching To. Residential customers tend to be the most price sensitive and industrial the least. Always remember the Other People’s Money syndrome. When your prospects are spending someone else’s money, they are almost always less price sensitive than the owner of the money. Use Your Data to Guide Your Price Offers By throwing your data into spreadsheets, graphs and tables, you should be able to create price guidelines for your company. The guidelines will apply as "All things being equal, for this type of job, this size of job, and this type of client, this is the price we ought to be able to win a third of the time." I wish I could give you an exact three step procedure for reaching your conclusions but the truth is that you are often going to have to play with the data before the message becomes loud and clear. Once you have established the standard price to offer, carefully consider the prospect standing across from you. If you happen to be selling to someone who appears to be less concerned with money than other people in his position, then use a higher mark-up. How do you know that he or she might be willing to go higher than normal? Use your sales questions. Those questions will give the prospect a chance to show that their concerns may be over things that have little to do with price. If you are visiting with someone who appears to be extremely price conscious, then offer a lower price than the guidelines recommend, assuming you want the work at that price. Bear in mind that if your data shows a normal client would pay more for the work your prospect may be a bad client (Mistake #2). You want to be winning around 25% of the larger jobs you go after and you certainly don’t want to be winning more than 40% of the smaller ones. If you are winning more than 40% of the offers you extend, in any category, you are either the most masterful qualifier of prospects, or you are grossly under - priced. In my experience with contractors, it’s the latter...and that they are leaving a lot of money on the table!


Is tanning addictive

Two French celebrities can be credited (or blamed) with the transformation from pale to tan. In the 1920s, as fashions were freeing women from confining clothes, thanks in part to designer Coco Chanel, she inadvertently gave the fashion world another new trend: while cruising from Paris to Cannes, she obtained a suntan, probably by accident. Soon, fashionable women everywhere threw away years of tradition to be tanned. Tanning, dermatologists have found, makes the skin give off endorphins. These opioid compounds make a person feel good. They are the reason endurance runners report "runner's high." Could there really be such a thing as tanner's high? Various reports suggest that frequent tanning may be a type of substance. Researches says the idea came from skin cancer patients who couldn't stop tanning! Addictive Tanning Can be Dangerous! It is well known that tanning can be addictive. Exposure to tanning salon rays increases the damage caused by sunlight. This occurs because ultraviolet light actually thins the skin, making it less able to heal. Unprotected exposure to utltraviolet rays also results in premature skin aging. A tan is damaged skin that is more likely to wrinkle and sag than skin that hasn’t been tanned. Over time, you may notice certain undesirable changes in the way your skin looks and heals. According to some skin specialists, skin that has a dry, wrinkled, leathery appearance early in middle age is a result of UV exposure that occurred in youth. Tanning Safely! How do you tan safely? Self tan with a Sunless Tanning Lotion! You get great golden tan without the dangers of Sun burns or cancer! Recent research shows, furthermore, that while DHA provides only minimal SPF protection against the sun's shorter-wave, UVB rays, higher DHA concentrations that turn the skin darker may provide extra protection against the sun's longer-wave, UVA rays, which, like UVB, are linked to premature skin aging and skin cancer. But you can't assume you're adequately UV-protected just because your skin turns darker. At best, the DHA in self-tanning lotions offers protection equivalent to an SPF of only 2 to 4. The Skin Cancer Foundation maintains that SPFs of 15 or higher are required for adequate protection. So even if a product has a high concentration of DHA, it must also contain an SPF 15+ sunscreen if you want to be properly protected. And remember, even if the lotion contains such a sunscreen, the protection lasts only a couple of hours, not for the duration of the color change. So the Best way is to self tan with a sunless tanning product! Find out more about Self Tanning!


The pro s of online dating

Dating, these days, is far different from how it was back then. People usually met at a party or were hooked up by friends then in time, the couple would realize whether the friendship could go on to the next level or it was never meant to be. Meeting people online is similar to having friends doing all the work looking for that special someone. Recently, more people have had higher success rates in getting a date online than the conventional method. To know more, here are some benefits which are interesting to know about online dating; 1. Safety By personally signing up on an online dating service, the person can meet many people without the risk of revealing one’s personal information. The only time that such details can be revealed will be done voluntarily by the searcher to the potential partner when a level of trust has been established. 2. Security Dating online is supposed to help people who have difficulty meeting that special someone. Some people take advantage of that and pry on innocent people so most dating sites have made a system that allows one to report a user and have that person blocked for malicious conduct and prevent this from happening to other people. 3. Affordable Dating people is costly especially since one goes out on more than one date. By getting to know many people online, one will be able to save a lot of money since the same information that one gathers online can be done just like going out on an actual date. 4. No more rejection and unwanted people For men, dating online avoids the embarrassing experience of going up to meet a girl and getting rejected. By signing up on an online service and just chatting online, one can easily forget about this person and meet someone new. For women, dating online helps avoid meeting the wrong person. It saves the person the time and effort of giving love to someone more deserving like that potential partner. 5. Openness Most people find it difficult being honest talking to a stranger for the first time because there is the fear that the other person will not appreciate what is shown. Since dating online provides a buffer by talking to someone via the computer and not face to face, another benefit is that one can be as open as one wants to be without fear of showing any sign of emotional attachment. Online dating can be fun. Be it just to meet new friends or meet that potential partner. A person will never know unless one tries.


Wednesday, September 28, 2016

How to finish a book

Someone said: “Writing is either easy, or it’s impossible.” He was lying. I can’t tell you how to finish your book, but I can tell you how I finished mine. Please apply these simple, difficult steps to your writing process. 1. Appropriate aptitudes and psychopathology I’ve always scored highly on the verbal portions of standardized aptitude tests––the SAT, GRE, etc. I’ve always been able to write. I have an obsessive tendency, which adds get-it-done-ness to my personality, as well as a bit of mania for inspiration. Many years of education have honed my obsessive streak to full-blown workaholism. These are necessary, but not sufficient, ingredients of a writing career. 2. Kundalini Shakti and the worst things that ever happened to me In 1975, I began meditating using a form of kundalini yoga. Kundalini is conceptualized as energy coiled at the base of the spine, lying dormant until awakened. When awakened, it moves up the spinal column, purifying the individual’s energy centers and psyche. My experience of kundalini is like sitting on the business end of a cosmic fire hose. It produced ecstasy, as well as kicking out memories of the worst things that ever happened to me. 3. The right circumstances, and motivation becomes sufficient During an extended healing after step 2, I went to a meditation retreat, coming home spiritually renewed and sparkling. Two days later, I had a cataclysmic experience: The plot of a book was injected into my brain in a second. After that, I wrote for nine years straight, completing drafts of nine novels. The drafts are mostly drivel, but they’ll rewrite nicely. My spiritual awakening unleashed my writing and fueled my creativity, also imparting the drive to complete what I started. 4. The material will finish the book The book that I’ve published wasn’t one of my novels; it was a freebie, leaping out of me by surprise. I went to a Native American spiritual retreat, had an incredible experience, and started writing about it. Voila! Three years of single-minded work later, I had a book. (That’s the second retreat to jump-start my writing. Neither was a writers’ retreat. No cogitating for hours about technique or critiquing anyone’s writing. Just spiritual regeneration.) I could not stop until I finished Stepping Off the Edge. The material drove me until the book was published, and beyond, into marketing. 5. Paying dues Would I write better if I an MFA in creative writing or a PhD in literature? Probably, but I’m sixty years old and can’t afford the time. Writing is a skill that demands training. In that, I have paid my dues. I’ve been in writers’ groups for more than ten years. I’ve worked with a number of editors, ranging from great to horrid. I walked away from one publisher and have had my share of scathing critiques. I’ve written queries, gotten rejected, and had “experts” try to scam me. I’ve rewritten, reframed, and thrown out. Had too many migraines and worked myself into a frazzle. I’ve also made dear friends, met fabulous professionals, and finished a book that I love. How did I complete my book? It took all of my craziness and sanity, the worst things I that happened to me, applying myself to wellness with all my soul, and doing everything necessary to see it born: a lot of work, commitment and much love. And a touch of the divine. Writing is not easy. Even so, if your highest and deepest self drives you, it’s impossible not to finish.


The court determines child custody

A child custody proceeding is any case involving child protection, adoption, guardianship, termination of parental rights or voluntary placement of your child. The support order will be based on the child's needs, obligor's ability to pay, custody arrangements and the child support guidelines. The Criminal Code makes it an offence to abduct a child to spite a custody order. A custody order establishes both the custody and parenting time arrangement for the children. Your child custody order is also confidential. When an unmarried mother has a child, the mother has legal custody of that child until a court says otherwise. During divorce, marriage, or annulment proceedings, the issue of child custody often becomes a matter for the court to determine. The Court must consider the following factors in every child custody decision under the law regarding the best interest of the child. The court retains the power to alter the custody arrangements until the child turns 18 or is emancipated. You may contest custody, child support, and alimony and property division by appearing in court and filing appropriate legal papers. At the hearing, the court shall hear evidence to determine whether the child custody and support determination should be modified. The fact that one parent has been the child's primary caretaker is often considered but is not enough to guarantee a custody award. It is not that unusual for middle class parents to spend $60,000 on a divorce and child custody fight. Traditionally, divorce in the United States results in one parent being awarded primary custody and decision making for a child. Rights Each parent shares the rights and responsibility for the care, custody, companionship, and support of their children. Some states, such as Arizona, have fathers rights groups specifically dedicated to helping fathers obtain custody of their children (arizonafathersrights for example). Definitions Custody means that a parent has legal custodial rights and responsibilities toward the child. Joint child custody means that both parents have the legal custodial rights and responsibilities toward a child. Joint custody allows both parents to have a say in the child's upbringing. There is no evidence to support that a presumption of joint custody is in the best interests of children. A study found that only when parents were still actively fighting did joint custody exacerbate children's feelings of being torn between parents. However, when both parents favor joint custody, it can be a good solution for the children. Some parents have chosen a joint-custody arrangement in which the child spends an approximately equal amount of time with both parents. Some states award joint custody in which the judge simply divides the child's time between the parents. Joint custody does not mean simply alternating where the child lives from time to time. In fact, there may be legal joint custody, but the child may live with only one parent. Legal child custody includes the right to make decisions about the child's education, religion, health care, and other important concerns. A child may be placed in foster care while a custody case is pending. Legal custody means the right to determine the child's upbringing, including education, health care, and religious training. Physical custody and residence means the routine daily care and control and where the child lives. Physical child custody is awarded to one parent with whom the child will live most of the time. In most cases, both parents continue to share legal child custody but one parent gains physical child custody. There is also a presumption that it is in the child's best interest to be in the custody of a parent over a non-parent. Visitation rights allow the non-custodial parent (the person without child custody) time to spend with their child. A common arrangement is that one parent gets custody of the child and the other parent is given visitation rights. Evaluation A child custody evaluation is a report written by a neutral professional about you, the other parent, and your children. It is usually not necessary that formal psychological tests be administered to each parent in the context of a child-custody evaluation. The primary purpose and focus of the custody and/or visitation evaluation is to determine what is in the best interests of the childprehensive child custody evaluations generally require an evaluation of all parents/guardians and children, as well as observations of interactions between them. The children are also evaluated in a custody/visitation evaluation. Attorney Because of the complexity of child custody matters and the importance of the outcome, it may be advisable to contact an attorney. The attorney should know several child custody evaluators or guardian ad litems that they have worked with successfully. If you proceed with a child custody action without an attorney, you are acting as your own attorney. In a child custody dispute, there are rarely winners, frequently everyone is a loser, and the biggest losers are often the children. When women fear losing custody of children the stress can be overwhelming. However, in many cases, women are favored as holding custody of their children.


The guide to handle one of most important tasks in your life

: Certainly sometimes you are assigned with the topic, but sometimes you have the possibility to choose one. It seems so easy yet so many students either have failed their assignments or did not write the paper they wanted to because no interesting, exciting and challenging topic had been chosen. Many students follow some simple and mistaken route - they choose the topics according to its popularity-if it is popular nowadays to evaluate this event or research this subject, than it might be worth my while to write the term paper on this subject as well. However, your interest, the topic that attracts your attention is what matters. Once famous Chinese philosopher Confucius said: “Choose a job you like and you will never have to work a day in your life.” What pertains to the life in general, pertains to the process of writing and designing of your term paper. Your aptitude to the term paper as well as your enthusiasm and your eagerness with which you will research, depends on that. Your term paper will be more interesting to read and will gain consequently more points if you choose the topic that really concerns you rather than pick up the topic that will leave you indifferent. Once you have chosen the term paper topic, you can start organizing it. Your topic, whatever subject you research should not be too broad. At this stage it might be advisable to consult with your tutor. He will be able to advise you on this point; however most of the tutors require making of the topic more specific. For example one should not choose the topic “History of American continent in the 20th century”. Unless you write some 100 pages book, you will not be able to research and write a detailed story of American continent of the 20th century. It might be advisable in this case to narrow your topic to the following: “The collapse of France and its influence on political life of American continent in 1940”. However, one should not try to choose the topic that are highly specialized or too technician or on which there is not enough material. Once the topic of your term paper has been chosen, you can start investigating and researching available material to gain a term paper idea on the subject. Start with one of the most popular and one of the most convenient sources of the information - online network. However, you should be very cautious in using of different sites. Remember, that some of the sites contain outdated or not credible information, and some of them just advertise the product and do not provide any information. You can use many online libraries or databases that contain useful and credible sources. Domains that have such endings as gov, edu, and org. should be considered more credible ones; however you should treat information on other websites cautiously. Do not forget that many tutors and some of the educational institutions might not recognize web sites as the credible and trustworthy source, so it you can turn to more traditional ones – books and printed journals. Finally, whatever sources you use, read guides on plagiarism before you start using other sources for your term paper.


What is ashtanga yoga understanding the methods

Ashtanga yoga, also known as power yoga, is quickly gaining popularity among practitioners. So what is Ashtanga yoga? It is the form of yoga most used by athletes and those interested in quickly increasing strength and stamina. Because of that, Ashtanga yoga postures have a higher degree of difficulty than those in other styles. Additionally, they are done as part of series. Usually, students doing Ashtanga yoga postures will move quickly from one to the other to maintain that focus on strength. That is in opposition to many other forms of yoga where the emphasis is on breathing, relaxation, and flexibility. Who Should Practice Ashtanga Yoga? Ashtanga yoga poses are for most anyone who is in decent shape. If you are new to exercise, this is probably not the form of yoga with which you should start. Even the very easiest of Ashtanga poses are very demanding on the body, especially since you will even start with a body warming routine that is designed to activate your muscles. Overall, Ashtanga yoga can provide you with a build up of strength, stamina, and even some flexibility which explains its popularity with those involved in athletics. If you decide to give Ashtanga a try, you should expect things to progress quickly. You will likely start right off with a sequence of yoga poses. Those will be practiced until the teacher feels you have mastered it fairly well and have complete understanding of its fundamentals. Then, you will move on to another series and a higher level of difficulty. Overall, it is a very fast moving form of yoga. Ashtanga Poses As for the Ashtanga yoga poses, they range widely in terms of positioning. You will find yourself moving from standing, backbent, inverted, balancing, seated, and even twisting poses. In power yoga, the sun salutation sequence of poses is very popular as well, so you will often use standing forward bend, upward dog, downward dog, and many other poses sprinkled in as well. Though much of the focus in Ashtanga yoga poses is on the development of stamina and strength, you will also, as with any yoga, be focusing. You will be asked to focus your eyes on a point as you move through the poses given out by your instructor. In order to get the full effect and benefit of Ashtanga, you should make sure that your muscles and perhaps even the rooms are very warm. This ensures maximum flexibility and minimal injury as you work through the demanding postures. If you are into athletics, exercise, or just want a new physical challenge, perhaps you should consider giving Ashtanga yoga a try. The clear choice of athletes and an increasingly popular form in general, it is perfect for those that are in decent shape and want to increase their strength, stamina, and flexibility. Power yoga is a series of poses taken in a quick and free flowing sequence. Even the classes move quickly with teachers adding more difficult sequences every time one is fairly well mastered. So if you learn fast, like to work hard, and think you are up to the challenge of power yoga, then you may benefit greatly from Ashtanga yoga poses.


Home business opportunities and your future

There are more home business opportunities each year that may interest you and can help you have the business that you have always dreamed off. Many home businesses are started out of necessity, while others are started out of desire. Whether you are laid off and decide to start your own business or you are tired of having to answer to someone else and would like to be your own boss, you can start your own business and be successful at it. Many of your previous jobs can help you in your new business ventures. Whether you were in marketing, finance or public relations, you will find that specific aspects of your old job will help to establish a better business once you have started your own home business opportunity. Before you begin a business, you may want to consider your skills and the type of job that you would like to perform in the future. Trying something new may be fun and exciting but you may find that it does not last long or is something that you need more training for. If you are still interested in working at a new skill, then you may want to see if there are classes in your area that will help you further your education in that area, or consider speaking with others who have businesses that are closely related to yours. Doing research in the area that you are considering working in can help to clear up any misinformation that you may have and help you to learn any laws or rules that are in place to regulate your company. Jumping in to a new business with out proper research can cause you legal problems in the future. Also reviewing articles and ads for other businesses can help you decide which direction you would like to go with your company and give you ideas that you may or may not want to implement in your own business. Remember once you have started your business not to take on too much at once. Being overwhelmed can cause you to want to give up quickly. You may want to only take on a few customers until you feel confident that you will be able to handle all of the aspects of your business. If you do feel that you are overwhelmed, you may want to consider taking on a business partner or hiring someone temporarily until you can manage things yourself. Finding a partner that is like minded, but has skills in other areas than you can help to make the business run smoothly. As you start your business remember that it is a learning process. You may find that you enjoy certain aspects of the job while not others. Consider dropping the aspects that you do not enjoy, if feasible. Enjoying your job is just as important as the making money aspect is. You will find times that you do not want to continue in your business, but do not give up, things will get easier as time progresses.


Apply business card credit online

There will be a common theme if you are looking at any of these business cards online. You will most often want to look to see if there are any annual fees for doing the card and see what the card offers you. Credit card companies are competing fiercely for your business these days so there is no reason that you should take a card just because someone tells you that it is a great card. Look at the rewards and the costs for the card and see if it works for you. Let us get started looking for you to apply business card credit online. If you do a Google search on credit cards, that site will usually come up as the first hit off of the search. This website is a great resource for any type of credit card that you want to look into. You can find information on business cards as follows any type of personal credit card that you want, including credit cards for those with bad credit. A specific address that you will want to look for at the website listed above is: creditcards/business. php. This website is a great deal of information that you can use to make an informed decision on your business card needs. When looking to apply business card credit online, you'll want to look at the interest rate as low as annual fees for the card. You also want to look at any balance transfer fees or what type of rewards you can get for using a card. Each card has different features that will appeal to different sorts of users so take your time in scrolling through this list and see which card or cards could work for you. One of the nice things that I saw when looking at these different cards is that some of them offer online account summaries as well as assistance 24 hours a day, seven days a week, so that you can look into different problems that you may have at your own leisure. There many different business cards you can look for certain number to take your time and you'll find a card that works best for you good luck in this venture. Think about what may happen with your business in the near future and make sure that this is a card that can help you growing your business. That is all for today in apply business card credit online.


Affiliate marketing resources

Affiliate Marketing Resources Many of us would love to venture out on our own and work for ourselves. However, two major factors tend to get in the way. The fist being money and the second being risk. These two factors should not be taken lightly. Even small businesses need a substantial amount of capital to get them started. The risk factor is even scarier. Up to 90% of all small businesses fail within the first year. Affiliate marketing takes the risk away. It can also be started with next to 0 money. Affiliate marketing can be quite a lucrative venture. If you have a natural knack for sales or marketing and are self motivated and prepared to work hard then an affiliate marketing scheme could be a wise move for you. Almost daily, you see advertised, courses and seminars that claim to hold the secret of instant wealth. By attending this course you will have all of the tools you need to get your business off the ground and become a millionaire. Those who want to start their own affiliate marketing business often attend these thinking that they will help their business thrive. Courses and seminars more often then not, disappoint. First, these courses and seminars are usually quite expensive. You have the course or seminar fee. Plus any travel and hotel costs. Most of these are held in heavy tourist destinations around the country. Second, the person giving the seminar or course is usually on some kind of a promotional tour. While they do give out information at the course or seminar, their true goal is to sell you their latest book or software. The truth be told, everything you learned from that seminar was probably written in their book. You could have saved thousands if you had just bough their book and read it rather than shelling out for this course. While it is true that you should educate yourself in affiliate marketing, the best resources are not courses. However, books are. By simply reading up on affiliate marketing, you can gain wonderful insights and save loads of money. By simply looking on retail sites such as Amazon or EBay, you can get hundred of titles on the subject. There are loads of step by step guides available on how to get your affiliate marketing business going and how to build it up. Another great resource for affiliate marketing is the internet. Simply by typing affiliate marketing into any major search engine, loads of information comes up. There are plenty of free courses online that you can take on the subject if you are determined. Read through the information available to you for nothing. Chances are a course or a seminar won’t teach you anymore than what you can learn online for free. Magazines and news letters are fantastic resources for affiliate marketing. Newsletters are generally free and contain good, valuable information about particular programs. You’ll hear account from people who are working in affiliate marketing. Their advice is worth having being that they are doing now what you want to be doing in the near future. Finally, one of the advantages of joining an affiliate marketing program is the support that you receive. Any legitimate company should want you to succeed. The more profit you make, they better for them. They should have their own advice and support network that is available to you. This could be in the form of an agent whom you can contact or advertising materials. They may offer a wide variety of things to help you build your business. They can be one of the most important resources for you to rely on. If you are considering a career in affiliate marketing, then you should find out what you are getting yourself into. Don’t waste money on expensive seminars and courses. Look for books, newsletters, online information and the companies themselves. Some of the best information is available to you for free. Word count 660


6 Tips for saving money on your next computer purchase

Buying a Computer does not need to be a budget breaker. A Computer purchase often includes additional components and software that are not needed and can be avoided...if you are well prepared with the correct information. To help, the following tips can be used to save money on your next Computer purchase: Tip #1 - Take a look at your Computer case. If it is not a name brand Computer more than likely the case is expandable and can be reused. Cases can cost anywhere from $25 to $100. If you have a mid tower case, check how many bays are available for CD/DVD drives, and other peripherals, Are the USB and audio ports in the front? Cases are often an over-looked item that usually can be used over and over again. Tip #2 - Monitor Keyboard and Mouse - Just because you are purchasing a new Computer does not mean the keyboard and mouse need to be replaced. An Optical mouse last longer than the ball style mouse. The same principal applies to keyboards, unless you are a heavy Computer user and the keys are worn and do not respond, you probably don't need a new keyboard. Monitors may need to be replayed if want to upgrade to a larger screen size. If you are happy with your monitor and are having no problems with it, you are better of keeping it a little longer until you can afford a new Monitor. Tip #3 - Software License - Many people forget when purchasing a new Computer the cost of the Operating System license is included in the price. If the new Computer has the same OS installed, don't pay for another license. The same applies for other software such as Microsoft Office. Unless you want to upgrade to another OS or Office version, save your money. Significant savings can be realized by not purchasing un-needed software license costs. Tip #4 - Consider No Name Brand - While Dell, Hp and Sony are some of the big names with Computers, the reality is that most Computers originate from the same area in Asia, specifically laptops. Consider shopping for lesser name brands, or visiting your local Computer repair store. Unknown brand names such as Acer, are usually cheaper, yet inside the case or laptop, the parts are the sameputer repair stores allows for customization, so you can tailor to your need, not by what is on the shelf allowing for more savings. Tip #5 - Warranty - With Technology advancing, what seems like the speed of sound, the life span of Computers tend to run about three to five years. Its not that the hardware starts to fail, but advancements in Software requires more processing power and increased memory requirements. Consider the length and type of warranty at time of purchase. Also consider the warranty that comes with the Computer. It may be possible that purchasing an extended warranty may not be needed for a desktop, but may be needed for laptops. Tip #6 - Labor costs - Adding or upgrading involves labor which amounts to additional costs. If you are somewhat technical or handy, consider installing any additional components yourself. There are lots of how - to tutorials on the Internet, with video that detail many types of installations. As always with making a big purchase, research and shop around for prices. Understanding what your price range is will keep you from overspending, while becoming knowledgeable about what you are buying, will keep the salesman commissions from emptying your wallet!


Tuesday, September 27, 2016

What are betting exchanges

WHAT ARE BETTING EXCHANGES? - AN EXPLANATION AND BASIC TACTICS. Betting exchanges online were only introduced a few years ago, by British firm Betfair, and have grown so rapidly, that they now, not the bookmakers, set the prices for most sporting events. The bookmakers have to consult and respond to what is happening on the exchanges. Even if you have never had a bet on the exchanges, you should be very happy about their existance. A visible example is the prices on offer in British horseracing, whereas at one time it was most unusual to see an outsider at odds of more than 33/1,but now many runners are of ten returned with starting prices of 66/1+,this is entirely due to the exchanges. Not so obvious is the day to day tightening of percentages on all betting events which benefit all punters. Despite this you can still get far better odds on the exchanges, typically 20% better according to the exchanges themselves. Betfair is the dominant betting exchange, with Betdaq a good alternative. There is very little competition - is this a bad thing ?.Absolutely not. If you think about it, the best exchange is going to be the one with the most punters, both bettors and layers. The exchanges. don't actually do anything !.They just open the doors, maintain the site, but it is up to the people who enter and participate who create everything themselves. HOW DO YOU BET?.You can back anything on the exchanges, you can lay anything on the exchanges, and you can back and lay the same selection. In fact this is the best approach, if you can back a horse(we will use horseracing in most examples, but could be any sport)at, lets say 12.00(11/1)and then lay a horse at, lets say 9.00(8/1),you are now in the happy position of not being able to lose. Lets say you bet in $10 units(you can have much smaller, or larger bets if you so wish),so if the horse wins, you will win $110,but of course you have to pay the person who bet the horse at 9.00 with you. In this example you win $110 and pay $80,meaning a profit of $30.If the horse loses it has cost you nothing, you bet $10,you layed $10,and in effect you have had a free bet !.Don't worry about trying to keep track of your bets, the screen will automatically show you what your liabilities are for each horse - green for profit, red for loss. Also bear in mind that the exchanges have to make money somewhere, and they charge commission on winning bets, nothing on losing bets. The commission is usually 5%,but this figure falls as you accumulate loyalty points. For presentation purposes decimals are used for prices, this allows the minutest of price changes to be catered for, but it is awkward at first for punters who are used to fractional odds, but you soon get used to adding stake into prices displayed. Some examples - 10.00 = 9/1, 14.00=13/1, 4.5=7/2, 2.1=11/10 etc. THINGS CAN GO WRONG. Sometimes you are going to take a price, with the view to laying at lower price, only to be dismayed to see the price drift alarmingly. What to do now?.Well don't panic, not yet anyway!.You have got three choices. Firstly i assume you fancied the selection, so maybe just let it run, after all just because it drifts, it does not mean it can't win. Secondly you may want to lay it at a bigger price than you backed it. In other words, hope it gets beat and you finish level. If it does win you will have to pay the difference between the price you backed, and the price you laid. This is the worst option - it is infuriating to pay out money on a selection you fancied originally. Thirdly, you can also back horses(again i refer to horseracing, but applies to any sporting event)in running, during the race. This i feel is the best option. But what price do you offer ?.You can dive in and out of the race offering different prices as the event unfolds, or you can offer high price or low price and leave it. Well should it be high or low?.It depends!.If you offer a high price(by high i don't mean higher than you backed it)you are more liable to get a buyer, as most horses, or teams, at some time get into contention sometime during an event. So by laying high you could get out of trouble and finish level. However finishing level is not too exciting, so offer low price in running. If you take this option you can turn a bad position into a decent win, even if your selection loses - just so long as the selection flatters sometime during the event. For example you back horse,$10 at 9.00,and it drifts - wait for the off and offer at about 3.75 for $20.It doesnt have to win, just be a challenger at some time and hopefully someone will take it on. If it wins, you win $80 and pay $55 = $25 profit. If it loses, you lose $10,and collect $20 = $10 profit. If the selection never shows, well no one is going to take up your bet, and you have done your money this time, but at least you went down fighting. Bets that have already lost, but still available. Sometimes the odds available may look unbelievably good, if that is the case there is probably a good reason. Maybe somebody in the know has access to information that you don't. It can be anything - change in going, team struck down with flu virus, injury that may mean player may not even participate, a non trier, and on the very rare occassion corruption. So if a fancied selection drifts alarmingly, beware, there may be a reason for it. Digital television is delayed - often you will see say 1000(999/1) appear suddenly on the screen, this is because a horse has just fallen, or team scored etc. If you are watching on digital tv you will not be aware of this fact for maybe 2 seconds. Not long, but still time enough for transactions to take place. Arbitrage between exchanges - forget it. This is when you can back on one exchange and lay on another. I have no doubt that if you work at it you can make a small profit, but it will be small. The exchanges always converge pretty quickly, and the gaps will always be tiny. The only way to get "value"perhaps is to note a tightening of price on the exchanges, and back selection with a bookmaker - if the price stays solid or reduces further, the bookmakers odds will almost certainly have to constrict. These tactics are exactly opposite to what used to happen just a few years ago, when you would back on the exchanges knowing that their prices would have to converge with the bookmakers prices. This is no longer the case, the exchanges, that is the punters themselves now set the prices. You haven't the time to sit at computer all day ?.To get full value out of exchanges, you really need to be at that blasted computer screen for an unhealthy amount of time, but as we all know it can be very tiring, and a bit boring. However you can still play the exchanges. Remember you set your own prices, and if nobody wants to play with you, the bets just expire, with no cost to you at all, no matter how many bets you leave on the exchange. So, if you are horse player, or sports bettor - get in early - as soon as the markets open. You can then leave your bets open, say overnight for horseracing, and maybe several days for other sporting events. Your tactics should be to leave MANY MANY bets - all at, what appears even to yourself ridiculously optimistic prices. Believe me, you will be amazed at some of the bets you leave that are taken on - remember you may leave 30 or 40 bets for lets say, tomorrows racing, and if 3 or 4 are layed you are already in the driving seat. You can either let them run at fabulous odds(recommended!)or you can lay bet to other punters now, either with a view to covering your bet or making definate profit now. You can of course use the same tacics for laying bets. The bigger the odds the more value you get. It can be hard to grasp, but you get better value the bigger the odds. The movement on the favourites is minute - there are legions of buyers ready to pounce as soon as it moves. The bigger the odds there are of course fewer buyers, this can lead to volatility on a grand scale. Volatilty is what the shrewd punter likes most of all. It is not unusual to get odds of approaching 200/1 for a horse that may be showing just 33/1 in the morning racing press and starting price. This happens because bookmakers do not parcitipate in this end of the market, they are watching, and backing the fancied horses which are the ones that will inflict the damage to them. Also the big hitters usually back the fancied horses to big stakes and lay the outsiders to small stakes. So both bookmakers and big players concentrate on the fancied horses, this leaves room for you to operate successfully. Most races are won by fancied horses, but you only have to win very rarely at these odds to show a very healthy profit. Also remember once you have this huge price, you can lay your selection in running and still make a profit whatever the result. These are just basic tactics to be employed on the exchanges, and you will develop your own tactics as you get comfortable with the systems. However make no mistake the exchanges are the best thing to happen to regular punters - ever .


The ins and outs of usher raymond s relationships

Usher Raymond is extremely amorous and it is difficult for him to go without romantic relationships for very long. When he is attracted to someone, Usher Raymond pursues them very ardently and sometimes comes on too strong. Doing creative work or artistic work can also satisfy the very strong desire for love and beauty that Usher feels. He enjoys talking about love, relationships, art and the beautiful side of life. Usher Raymond appreciates artistic people. Usher Raymond has a vivid imagination and is likely to imagine the most wonderful things, but he may over-idealize and tend to expect too much of love relationships. Usher tries to escape unpleasant experiences through fantasy and deception. In love relationships, Usher Raymond desires a deep, intense, passionate union with his beloved and forms very strong emotional bonds and attachments. Usher connects with the person he loves at a very deep emotional level, and is often extremely possessive and jealous of any threat to that union. Raymond can be very demanding with his love partner. Usher Raymond tends to be somewhat suspicious of even platonic, friendly relationships his partner has. If he is ever betrayed, Usher Raymond is capable of hating with as much force and intensity as he once loved. He is attracted to people who have an aura of mystery about them. He is a gentle, poetic soul and has a great love and affinity for music. Because many of his feelings are nebulous and vague and he cannot easily verbalize how he experiences life, music seems a natural language for Raymond. He is also tremendously romantic and is often in love with love. Raymond depends a great deal upon other people for emotional support and he has a large family of friends that care about him and treat him as kin. The women in Usher's life are particularly important to him, and his relationships with them powerfully influence his sense of security and happiness. Usher Raymond may be overly dependent and unsure of himself without a close partner. His emotional needs are very important to Usher Raymond and he tends to seek approval and recognition from the people in his immediate world. Raymond will derive more benefit in activities with others than by keeping to him. He is very intuitive and has the ability to make the right decisions guided by his inner feelings. Usher Raymond has a sense of honor and pride and is considerate of others. Others respect Raymond and are willing to help him, because he does not act out of petty motives. Usher has an optimistic outlook, good intuition and the ability to find and use opportunities to his advantage. His quick understanding of things allows Usher Raymond to see beyond ordinary limits, and he has the courage to exploit unexpected breaks. He also responds in a strong emotional way to the influence of his environment and has a need to reform those around him. Usher has a very powerful psychic influence on others and they may look to Raymond for guidance and direction, and he rarely lets them down.


Affordable family health insurance quote things to know

Whether you are seeking health insurance through your employer or on your own you will be offered a variety of plans. In order to make the proper decision about which plan is right for you it is important to know the basic characteristics of the most popular types of health insurance. After this it is wise to get many quotes on health insurance and compare them. This is a free way to compare plans and prices. Fee for service For many years the fee for service plan was very popular and widely used type of health insurance. The insured pays a monthly fee. A deductible is applied to the cost of the services. Some services related to healthy living or emergency services may be exempted from the deductible. Once the deductible has been met the insured and the insurance company share the cost of services. For most companies the split may be 80/20 or 70/30. The company pays eighty or seventy percent, the insured pays twenty or thirty percent. There will be a cap on the total amount of money the insurance company will pay in a lifetime. Health Maintenance Organization (HMO) HMOs have become increasingly more common in the last decade. Again, the insured pays a premium which makes him/her a member of the HMO. As a member of the group the member is entitled to visit any of the doctors who are part of the group. These doctors may all work together in an HMO facility or may work in individual clinics as part of a group of doctors under contract to the HMO. Members may have to pay what is called co-pay when they visit the doctor. No paperwork is necessary to validate the claims of an HMO member; however, members may wait longer for non-emergency appointments than they would with a fee for service insurance program. An HMO generally requires its members to have a primary care physician who then refers the member to a specialist if needed. Preferred Provide Organizations (PPO) The PPO, a blend of the fee for service model and the HMO model, is a fast growing sector of health insurance. As with an HMO there is a network of doctors from which the insured chooses his/her physician. This physician is responsible for designating the need for specialized care. A co-payment will be required when an office or hospital visit is made. There will also be a deductible and medical expenses will be divided at an agreed upon scale between the insured and the insurance company operating the PPO. A person may choose to use a doctor who is outside of the network. Expenses incurred for medical care outside the network will make the patient’s share higher. Please collect as many quotes as possible in order to compare services and rates. This is a free way to learn a lot about all of your options.


Glamour photography

There are many people as well as photographers who might find any difference between glamour or fashion photography. Although they are similar in certain aspects, but glamour photography is about photographing a model to bring out certain key aspects of the subject and is not for endorsement purposes. The standards of this area of photography have changed over the time and today it reflects changes in social morals. In the early 1920s, photographers from the US like Ruth Harriet Louise took pictures of celebrities to add glamour to their stature. During the World War II, glamour took another form and was displayed in the form of pin-ups of scantily clad movie stars. This was extremely among US soldiers. The most important change came through Playboy, which was the first magazine instrumental in giving a new name to glamour photography. This was the first magazine to focus on nude models and its target was the mainstream consumer. Hugh Hefner published the first issue of Playboy in December 1953 with Marilyn Monroe on the cover. Nude photos of Monroe were printed in the inside, which enhanced her image and also subdued the public outcry. Off late several popular glamour magazines have started to reverse the trend by focusing more on glamor and less on nudity. Some of these magazines include Maxim, and FHM. Photography of models has been through transition over the years and as a photographer you need to possess the knowledge of these transitions before you can step into the professional world. As a glamour photographer, there are certain key aspects that you need to master and understand. You need to understand that the sharpness of your models eyes is very critical. As a beginner with auto-focus cameras, most budding glamour photographers tend to focus on the nose, chin or shoulder. The important lesson here is learning how to focus on the subject or models eyes while shooting. This is an emerging problem with photographers using auto-focus cameras. The auto focus camera focuses on the center of the image by default. Focusing starts first with finding your subjects eyes in the frame. Once this is done, you should ideally depress the shutter-release button slightly, hold the focus steady, compose the subject in the frame and push the shutter-release button to take the photo. This technique can be quite slow in the beginning but once you develop an understanding and a feel for it, you’ll always find subject’s eyes in focus. One of the second most important elements of glamour photography is the background. It is the second most important visual element after the subject. If you don’t have the right background then no amount of make-up and clothes can get you a good picture. As a glamor photographer, you should not ignore these elements as they are very crucial for getting the right image. You need to be aware of the background and should be able to foresee how it will look or appear in the final photograph. Some of the best backgrounds to shoot in include natural surroundings, your back and front yard, a bathtub, studio, beach and even inside the home. You can always start by experimenting to find the right combination of elements.


Cruisers rave about princess cruise line s outdoor movies

Cruise lines are constantly geared toward providing a steady flow of shipboard entertainment for cruisers to enjoy. They want your time at sea to be just as exciting as the ports of call you'll visit during your itinerary. While the standards (such as onboard casinos, Broadway-style shows and nightclubs) continue to have appeal, cruise lines are getting more and more innovative with their ideas. It was this type of what-would-the-passenger-want thinking that drove Princess Cruise Line to add "Movies Under the Stars." Unlike anything found aboard other cruise vessels, "Movies Under the Stars" is an impressive outdoor movie theater that Princess officials describe as a "Times Square-style, LED (light emitting diode) screen." This is no ordinary TV, however. With a monstrous 300-square-foot screen, featuring a 69,000-watt sound system, the "Movies Under the Stars" system is well equipped with enough lighting power to be seen clearly day or night. Princess Cruise Line didn't stop there. Strategically placed, this million-dollar entertainment system is located above the pool area for optimal viewing comparable to traditional movie theaters. Have you ever watched your favorite movie while floating in a pool or sunbathing? Now you can! To make the experience fit the Princess Cruise Line style, ship officials decided to go overboard (so to speak). Passengers can make complimentary chaise lounge reservations for available features. At evening viewings, comfortable cushions and blankets are placed on the lounge chairs. Additionally, cocktail specials are available as well as free popcorn and other movie munchies. Would you rather do dinner theater? Poolside casual dining is also available. With up to seven features playing throughout the day and evening, every member of your party will find something s/he enjoys. What's in the lineup? Many family films including Spider Man 2 and Shrek 2. Concerts, sporting events - including NFL Monday Night Football - awards shows and other broadcast entertainment as well. One of the most popular events is Oscar® Under the Stars with the broadcast of the Academy Awards and a party. "Movies Under the Stars" has been such a hit that Princess Cruise Line has retrofitted all its Grand Class ships with the giant screens. "Movies Under the Stars" follows in the tradition of such other Princess Cruise Line innovations as Personal Choice Dining ®, the Cruise Personalizer® and the More Balconies® concept to make your shipboard experience all it can be.


Love quiz how to attract love

Who does not wish to attract love? All of us want to attract the best person to ourselves. Am I right? We all wish that the best specimen of the opposite sex became our mate. Let us quiz, if you can do that and find out how you can do that. Love quiz - what attracts you? Let me ask you this - what attracts you? That answer will give answer to our first question. A person who looks very smart, a person who looks very handsome/beautiful, a person who shows care and love for us, a person who is very intelligent, a person who is compassionate, a person who is well read, a person who is independent minded, a person who can make others laugh, a person who is not selfish, a person who is not greedy, a person who looks honest - these are some qualities that will attract you. Am I on the right track? Quiz if you can develop these qualities - all of us want many things in life. The question arises - are we ready to work towards that? Most of us want to continue in our old way and want different results. Let me repeat - almost of us want to continue in the old way but want different results than before. That will never happen. For getting different results than before we have to act differently. Develop the attributes you are looking for in others and you will attract the best from the opposite sex.


What s the buzz in antivirus software

If you have been on the internet, or even just watch the news, you have certainly heard about the evils of internet viruses and the destruction that they cause. You may have even experienced this destruction first handputers are literally overwhelmed with the infection of a virus and stop working in the worst case, or work much slower and less dependably. You also probably know that there is an answer to this growing problem and that is antivirus software. What you may not know is specifically what the virus is doing to your computer and how the anti virus tools can fix and/or prevent this destructive work. First viruses are by definition self replicating computer programs that use a host to spread to other computers. This is done most often by inserting itself in an executable code of certain programs that can then propagate this code to other computers. It is important to note that viruses are only one subset of malicious software or malware and that antivirus software is not necessarily protective from all the different forms. People often get one of these anti virus tools and feel as if they are then immune when in reality they remain very vulnerable to a host of other types of destructive software. Other types include worms and Trojan horses and have other properties that require specific safeguards. Important to know about but not within the scope of this article to cover all of the different forms. So lets talk about viruses specifically since they are the oldest form of maleware. Viruses are thought to have begun sometime in the early 1980s. At this time the world wide web and other large networks that are so popular today were not the way that viruses spread. In fact early on computer viruses were mainly spread via removable media, mostly floppy disks. There are many reasons for these viruses to be written including mere destructive tendencies, as research, as specific attacks on specific computers, as pirates of information, and even as art forms that computer programmers do in their spare time. They can do all sorts of kinds of damage the most common of which is self replication to the point of overwhelming the computer’s memory resources causing it to either run haltingly, slowly, or not at all. The can jamb up networks and shut them down much like a power outage. It is important to note however that the damage is limited to the software on a computer and therefore if you have not gotten antivirus software and have become infected you may have lost a hard drive’s worth of valuable information but at least you haven’t lost the whole computer.


Plastic surgery financing cheap and affordable

Although the advances in technology makes plastic surgery accessible to loads of people, the cost of certain complex procedures is still on the higher side for some people. Thankfully, plastic surgery financing renders such procedures affordable to those who might otherwise renounce the option of surgery due to high expense. Since cosmetic surgery is not covered by health insurance schemes, financing is the only way to cut down the cost of certain expensive procedures. Several financing options are available to patients. Patients may either opt for easy installment schemes offered by the surgeon or may acquire credit from outside sources. However, it is imperative that the patient puts in a diligent effort to conduct preliminary research, in order to find the best possible financing plan. Plastic surgery financing is available irrespective of complexity and length of the procedure. However, the monthly installment may vary, depending on the total cost of the procedure and time required to repay the loan. Moreover, it’s always nice to have a good credit rating, since that aids heavily in acquiring the much needed loan for the surgery. It might be the case that you won’t have to fish around for a credit source. Most reputed surgeons have liaisons with plastic surgery financing firms, which make the loan application and approval process a cinch. However, it is advisable to explore all possible options for finance, and then opt for the one that has a suitable rate of interest and installment scheme. It’s true that plastic surgery financing can provide you access to those fabulous cosmetic surgery procedures, which might otherwise seem pricey. But in search for a cheap and affordable option, you must not compromise on the expertise and experience of the surgeon. After all, what would you gain by paying less, if the surgery is an unsuccessful endeavor? Therefore, your primary goal should be to search for an expert surgeon and then look for financing.


Paid survey an overview

: A survey is an effective tool to gather opinions or receive more information about a certain product, service or just basic information about a group of people. For example, a company can conduct a survey to gain a better profile of their customers - their gender, age, occupation, incomes and so on. Most surveys take from 5 to 15 minuets to take. Another example is the common surveys for usability of certain products - in this case, customers are asked questions about the product that will help the company to improve it. Government & Agencies… In certain occasions, the government or another agency will perform a survey in order to receive the opinion of the nation about specific question. Surveys can also be performed by statistic agencies to gather statistic data (when there are elections coming for example). A common way of gathering people's opinion nowadays is the paid survey. In this case, people are paid to participate in a survey. The company who needs the information can conduct a paid survey or a third party that is doing it on behalf of different companies can conduct it. A paid survey can bring you extra income. Payments vary among different surveys - you can be paid from $10 to $200 for completing a single survey, or participating in an online focus group. In general, the remuneration depends on the survey type and its length. If we assume you complete five paid surveys per month of an average of $50 you can see that you have made $250 quite easily. Well, if you're like me, it sounds interesting and tempting so far. Now you are asking yourself, how do I get into this paid survey thing? The quickest and easiest way is to search the internet. You will quickly find hundreds of web sites offering paid surveys. However, do not jump at the first offer. Check each site carefully to see if it is genuine. Unfortunately, there are many fake companies offering paid surveys and later you may discover that there are no payments at all. You should first look if the site looks credible, if it shows a contact address and phone number, are there testimonials from other people participating in their program. Some sites may ask you to pay a set up fee upon registration. It is an application fee for your enrolment in the site's database. It may sound fair enough for you however, this is the easiest way to be fooled - they can just take the money and forget about sending you surveys. Find discussion groups or forums dedicated to paid surveys - you will not only find the best sites for paid surveys but you will see peoples recommendations and suggestions about how to make the most out of this opportunity. Finally be very careful to whom you are disclosing your personal information. While some paid surveys are genuine and conducted with research purposes, others might be used for unsolicited mail shots or email spam. Call the web site and ask for explanation what kind of personal information you will have to disclose and how it will be used. Come back to check out some of the post that are going to be added to this site. There will be many reviews for sites that have great offers but be care full in which ones you choose. Feel free to visit my site at Paid Survey Review